Riva · Verto · Spark — capability snapshot

Compass · API docs v1.6 · staging-verified · 2 Sep 2026 · internal

Riva Prospect

Stablecoin-rail cross-border payments platform — fiat in/out over USDC / EURC / USDT

Fiat payout corridors (documented whitelist)

EUR → 35 European countries GB · GBPUS · USDCA · CAD

Live-verified beyond the docs (staging, 2 Sep)

MX · MXN ✓IN · INR ✓BR · BRL ✓ NG · NGN ✗KE · KES ✗

Stablecoin rails

EthereumBaseArbitrumPolygonOptimismAvalancheSolana (new)BSC / TRON / Aptos on request
Tokens
USDC · EURC · USDT (auto-liquidation accounts)
Clients
Corporate (KYB) and individual (KYC) end users
Platform
Quotes, fee rebates/mark-ups, beneficiary verify, webhooks, idempotent API
Source: Riva Platform API docs v1.6 + live staging probes with our test credentials. Production corridor list to be confirmed with Riva — staging serves more than the documented whitelist.

Verto Live partner

Corporate clients only · broad EM corridor coverage · spot only

Buy & sell (both directions)

USDGBPCADCHFAUDMXNZARNGNKESTZS*UGX*PLNCZKDKKHUFRONSEKILSKWD*OMR*QAR*

Buy-side only

EURTRYAEDSARINRCNYJPYSGDHKDTHBPHPMYRIDRBDTPKREGPMADGHSBRL+6 more

Recorded not supported

XAFRUB
Jurisdictions
150+ onboarding countries
Exclusions
RU · BY · AF · KP · SD · SS · IR · IQ · CD · LY · MM
Industries
18 restricted categories blocked
Forwards
Not enabled — spot only
Live Compass partner data (* = conditions apply). Full detail: Compass → Providers → Verto.

Spark Prospect

SME debt-finance brokerage — 100+ lender panel, co-branded CT “Debt Products Guide”

Products & key eligibility

Trade Finance £200k+ turnover · LTD · UK party ideal
Letters of Credit DLC & SBLC
Invoice Finance £100k+ turnover · LTD · 14-day+ terms
Unsecured Business Loans £100k+ turnover · LTD · ~6mo trading
Secured Business Loans £100k+ · homeowner · LTV ≤ 80%
Merchant Cash Advance 4mo+ card history · 10+ tx/mo · £10k+/mo
Asset Finance HP · leases · refinancing · 6mo trading · LTD
Property Finance Bridging · development (≤70% LTGDV) · commercial · BTL · mezz · LTV ≤ 75%
Typical clients
UK SMEs — traders, manufacturers, retail, construction, hospitality, property
Process
Consult → lender match (100+ panel) → offer → funds placed
Source: co-branded CurrencyTransfer “Debt Products Guide” (Spark). Complements FX: financing, not payments.